THE RISK
Insurance Fraud Starts With Identity Fraud
When identity information cannot be verified, insurers face increased risk of: Impersonation fraud, Fraudulent claims, Identity theft, Incorrect policyholder records, Regulatory compliance risks, and Increased claims investigation costs.
HOW IT WORKS
How Insurance Companies Use ID Verification
1
Capture applicant or claimant identity details
2
Submit verification request
3
Receive Home Affairs verification result
4
Approve policies or process claims confidently
BUSINESS VALUE
What Gets Verified?
Full Name
Validate name against official population records.
Surname
Confirm surname matches Home Affairs records.
ID Number
Verify the ID exists and matches the individual.
Date of Birth
Confirm identity information accuracy.
Alive/Deceased Status
Identify deceased records and prevent fraud.
Home Affairs Verification
Direct verification against official government records.
USE CASES
Insurance Industry Use Cases
New Policy Applications
Verify applicants before issuing policies.
Claims Processing
Confirm claimant identities before claim payouts.
Beneficiary Validation
Validate beneficiary identities before settlements.
Policy Updates
Verify identity before policy amendments.
